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To promote private businesses and greener growth, leading to increased income and better welfare for Ghanaians.

To provide a sustainable vehicle for wholesale funds, providing access to finance through a wide range of financial intermediaries.

Quality 100%
Service 100%
Timing 100%

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Universal Banks, Rural and Community Banks, Savings &Loans, and Microfinance Institutions.

  • An Institution should have at least 5% portfolio in agribusiness / renewable energy
  • Profitability consecutively for 3 years
  • Non-performing loans not exceeding 12% for Universal Banks
  • Non-performing loans not exceeding 15% for Savings & Loans Companies.

It is on a case by case basis and taking of collateral largely depends on our overall assessment of the institution.

Financial Institutions (FIs) can assess a maximum of GHS 5million dependent on their capital base, and following assessment by RDF.

A facility could be declined based on several reasons, but generally that will be after our assessment for the financial institutions in meeting our requirements and standards of evidence or potential risk element, authenticity of documents submitted, and the credibility of the Financial Institution could all contribute to a decline.

Refer to the basic requirements list attached to the main Application Form

Yes. RDF Ghana will call for applications at a particular period of time and completed applications are expected to be submitted within the window. RDF will call for applications three (3) times in a year

Yes. For different Products and at the discretion of RDF.

Our model is based on an inflation base plus / minus a premium, depending on the risk assessment of the institution.

0.50% on the approved amount.

Loans are disbursed once at a time.

No. Bullet payments are not accepted.

Yes, there is a moratorium period of 3 months.

Yes. Prepayments are allowed and can be discussed.

Default will attract a penalty, and could truncate any possible future relationships.


Green growth means fostering economic growth and development whiles ensuring that natural assets continue to provide the resources and environmental services on which our well-being relies.

Green Growth is in line with sustainable development where it aims to encourage businesses to pursue their business in a sustainable way without harming its natural habitat.

All Danida sponsored projects are under SPSD III. Our sister entity focuses on building relevant skills of institutions and business advocacy, and where necessary we can make a recommendation.


We prefer that you send us a mail via info@rdfghana.com. Alternatively, you can reach us on telephone number 0302 791 635

Forms can be downloaded online at www.rdfghana.com.

Where necessary, yes. But that will be on a case by case basis, depending on the institution.

Micro: enterprises are companies with up to 5 employees and a total asset up to Ghs 50,000.00;

Small: enterprises are companies with 5-50 number of employees with a total asset up to Ghs 250,000.00;

Medium: enterprise must be registered entities with over 50 employees and a total asset above Ghs 250,000.00.

Partners /  potential partner financial institutions of RDF Ghana and target clients of partner financial institutions

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