Working Capital & Term Loans

Lines of Credit

We provide liquidity to banks to enhance access to finance for the agric and renewable energy sectors.

The RDF offers Lines of Credit for Participating Financial Institutions (PFIs) for on lending as working capital; and/or term finance. LoC are given to PFIs for up to a 5-year period at a preferential interest rate on a reducing balance basis. Loans in agribusiness; renewable energy; microfinance; manufacturing; services; commerce; and other types of rural MSMEs with a bearing on Agriculture and or Renewable Energy (RE) are eligible. RDF funds are not available for mining, salary-based loans, real estate, alcoholic brewages or illegal activities.